Need an appraisal in Kealakekua or Hawaii County?

Here are the top 7 reasons HI homeowners order from EG "Trudy" Brodbeck:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to cut your monthly mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a HI divorce, when real estate property needs to be divided
Determine the true market value of real estate in question to settle an estate in Hawaii county or HI

Need help determining the price of your house in or near Kealakekua, HI?
Contact EG "Trudy" Brodbeck.

At EG "Trudy" Brodbeck, we understand the individual needs of a homeowner seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our valued client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at EG "Trudy" Brodbeck are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value assessment than yours.

Appraisals to cancel PMI

A fashionable money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. EG "Trudy" Brodbeck is veterans in helping consumers just like you dismiss unnecessary PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if your home not appreciating as much as other houses close to yours. That means you're probably paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from EG "Trudy" Brodbeck is your best weapon.

HELOC recently frozen?

If your home is in a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. EG "Trudy" Brodbeck can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for accuracy? EG "Trudy" Brodbeck offers field reviews where we go out and check the subject and comparables. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.